Flooding in Bristol, PA
The Delaware is a large river that floods every once in a while. The Bristol area will usually get some flooding during that time because of how close their homes are to the river.
Flood water is considered a Category 3 damage or Black Water damage. Homeowners with flood insurance will have to pay their deductible with the rest covered. However, not all insurances are the same. Some companies will have a less expensive flood insurance that will only cover the structural costs. The home will be repaired but any extra items such as beds, clothes, and other belongings will not be covered.
Black Water is contaminated with bacteria from the outside. Any items that are porous will be removed from the home and disposed of.