3 Tips for Making a Sewage Backup Claim
Sewage backup in Falls Township, PA
3 Tips for Making a Sewage Backup Claim
A sewer backup can result in major damage at a residence in Falls Township, PA. In addition to the extent of damage and the necessity of thorough disinfection, cleaning up this damage may be made even more complicated by the fact that many homeowners' insurance policies exclude sewer backups. Here are three tips for increasing the likelihood that a sewer-related claim will be covered by any general homeowners' insurance or sewer damage policy.
1. Document Sewer Damage
No matter the cause of damage, insurers are more likely to cover a claim that is supported with documentation. Take photos or videos of the damaged area. You may want to periodically, perhaps once or twice per year, take pictures of each part of your home. These photographs can be helpful for supporting a claim, as is proof of regular and preventative maintenance.
2. Retain Maintenance Records
Homeowners should always file away records of maintenance on a toilet, pipes and other plumbing and sewer fixtures. It’s also a good idea to regularly back up house-related files. The ability to prove that structural systems have been maintained by licensed professionals may make coverage for a sewer backup more likely.
3. Consider Backup Coverage
Carefully review the terms of a homeowners insurance policy to determine whether coverage is available for sewer backups. Many policies exclude sewer and flood cleanup. Homeowners may be able to buy back coverage for these perils through separate policies or by adding endorsements or riders to a general home insurance policy.
A sewer backup is a messy situation that calls for thorough cleaning and disinfection. If backups frequently occur in your area of Falls Township, PA, you may want to consider having backup prevention plumbing fixes installed. Investing in reducing the likelihood that a sewer will allow contaminated water to enter a residence can be more cost effective that repeatedly repairing sewer damage.
4 Tips to Help Prevent Bathroom Mold
Purchase a shower curtain that's resistant to fungal growth
Prevent Mold Growth In Your Bathroom
Your bathroom is one of the most common places to find mold in your house because of how much moisture can accumulate in each hidden crack and crevice. This is especially true if your property has recently suffered from water damage. As such, you may find it necessary to implement the following precautionary measures to help prevent mold from growing in your bathroom in Tullytown, PA.
1. Install a Mold/Mildew Resistant Shower Curtain.
While the bathroom, as a whole, tends to accumulate a lot of excessive moisture, your shower tends to harbor the most. Purchasing a shower curtain that's resistant to fungal growth can absolutely aid your mold prevention efforts.
2. Properly Ventilate Your Bathroom.
Long, hot showers tend to generate a lot of excessive moisture in the form of condensation. If you don't want to cut back on these relaxing showers, then you need to make sure you're properly ventilating your bathroom. Turn on the ventilation fan while you shower, if you have one. Alternatively, you could crack a window or the bathroom door to let some steam out.
3. Wash Bathroom Rugs and Towels Frequently.
After each shower, you need to hang up your towel properly to allow it to dry out. You should do the same with your bathroom rugs by draping them over the edge of the tub. Additionally, you need to make sure you're washing both your towels and rugs at least once per week.
4. Don't Store Items Inside Your Shower.
Keeping bath toys, shampoo bottles and loofahs inside your shower is just providing mold with another place to hide. Set aside some space on a nearby shelf to store shampoo bottles and other shower items when you aren't using them. It may not be as convenient as keeping them in the shower, but it's certainly better than dealing mold or water damage.
Your bathroom comes into a lot of contact with moisture, which increases your risk of suffering from water damage or unwanted mold growth. The above tips can certainly help prevent a mold issue, but they can't guarantee immunity. Contact mold remediation experts if you discover mold in your home.
4 Things To Do When Your Toilet Overflows
Sewer damage should be cleaned promptly
Here Are Four Important Things To Consider
When pipes clog within a home, water still has to escape. After all, the normal route is blocked but the fluid can't stop. This often results in a toilet overflow, creating water and sewer damage. Homeowners in Croyden, PA, should take this seriously, using more than a towel to clean up the mess. Residence should seek assistance quickly to stop the problem and begin remediation efforts.
1. Shut Off the Water Valve
Contact the sewage company. While you wait for arrival, cut off the water supply. There is usually a valve on the toilet. If this isn't enough then locate the main line outside. It's often on the ground. If you can't find it, refrain from using any utility source until inspection has been completed. This includes the shower, washer, and dishwasher.
2. Assess the Contamination
If sewer damage occurs, the house is exposed to category 3 water. Known as black water, this fluid contains high amounts of bacteria. Left within the drywall and floors, it becomes a hazard for microbial growth; therefore, have someone from a water remediation team test the affected zones to determine the degree of disinfection needed.
3. Tear Out Excessive Water Damage
Flooded toilet water spreads quickly, seeping into grout, walls, and carpet pads. Very easily, it permeates into porous items, making it difficult to clean. Surface chemicals such as bleach may destroy external issues, yet the formula cannot penetrate deeply into the structure. To reduce the trouble, crews should extract overly drenched sections. This includes taking out the flooring and making a flood cut into the drywall. This is usually about two to three feet above the visible concern.
4. Dry Out the Room
Pull out as much moisture as possible. This starves out fungus, decreasing the chance of mold development. Dehumidifiers should run around the clock until the areas test within a normal range. Then, restoration can begin.
Sewer damage should be cleaned promptly. Removal and airing out are important for accurate recovery.
What to Do When Your Oxford Valley Property Suffers from Commercial Water Damage
SERVPRO Says Keep Inspections Up-To-Date on All Your Building's Infrastructures
SERVPRO Can Help You Overcome Commercial Water Damage in Oxford Valley
Oxford Valley commercial water damage is not a matter to take lightly, and you may be wondering how to overcome the current challenges you are facing. Everything from a natural weather event to a leaking pipe can cause water damage in your place of business, and this can impact property condition as well as your ability to conduct business as usual. Ideally, you want to restore fully the property as soon as possible so that business can continue as normal. There are a few steps that you can take to move past this situation more swiftly.
Stopping the Flow of Water
The first step to take with Oxford Valley commercial water damage is to cut-off the flow of water into the building. This may be by waiting for sewage or floodwaters to recede, or it may be turning off the main water supply valve to the property in the event of a plumbing issue. After the flow of water into the building has been stopped, you can move forward with plans to repair the property.
Drying the Property Out
After a flood or water event in a commercial property, the next step to take is to remove the standing water by extraction services. Proven methods of water extraction will remove all traces of water from the property. However, moisture levels in the building may still be high after a flood, and this can promote mold growth even if the standing water is extracted promptly. Mold can pose health effects, so it's crucial to reduce the humidity level in the building to a normal level as soon as possible. Dehumidifiers and foggers can be utilized for moisture removal. This step must be completed before the remediation or repair process can begin.
Restoring the Building
Water damage can wreak havoc on your building, causing considerable property damage to the flooring, furnishing, electronics, drywall, cabinetry and more. Some items, such as electronics that have gotten wet, may need to be discarded and replaced. Other items, such as flooring, might be salvageable. The team at SERVPRO of Levittown will assess the damage and determine which items can be saved and which will need to be tossed. The final decision is yours to make. All work will be completed efficiently and with high-quality materials.
If you have experienced a water event in your commercial space and are ready to repair the building with Oxford Valley commercial water damage repair services, look no further than the skilled team at SERVPRO of Levittown for help. We have provided remediation for local residents with all their property repair and renovation needs over the years, and we are ready to work for you. As a locally owned and operated business, SERVPRO of Levittown can respond quickly to your flood or other water emergency. When a major water damage event occurs in Levittown or Oxford Valley, we have the resources and experience to help. We are first to any size disaster. Call us 24/7 at (215) 785-1777.
3 Tips for Avoiding Cigarette Fires in Your Home
Use ashtrays that are large, heavy and difficult to tip over to reduce the chances of an ashtray fire
Avoid a Fire In Your Home
Because smoking materials are often in use near people and combustible materials, such as mattresses and furniture, a cigarette fire is particularly dangerous. These three tips can help you avoid a fire in your home.
1. Do Not Smoke in Bed
Smoking in bed puts you at risk of falling asleep with a lit cigarette in your mouth or hand. Mattresses, pillows, bedding and clothing are often made of combustible materials that can easily catch fire while you are asleep. It also a good idea to avoid smoking when you are tired or when you have taken a medication that might make you drowsy. Even if you do not plan to be in bed, you may fall asleep and catch your clothing, furniture or other items on fire.
2. Quit Smoking in the House
Stopping smoking entirely and not allowing anyone else to smoke on your property is the most effective way to avoid a cigarette fire. However, if you do continue to smoke, smoke outside your home, where the fire risk is lower and ask your guests to do the same. Be sure to douse your cigarettes with water or put them out in a bucket of sand, rather than throwing them on the ground where they might ignite dry grass or leaves.
3. Use Ashtrays Properly
Use ashtrays that are large, heavy and difficult to tip over to reduce the chances of an ashtray fire. Avoid putting anything other than cigarettes in your ashtray. Materials such as cigarette packs or candy wrappers could catch fire. Put your ashtrays on stable, flat surfaces. Do not balance an ashtray on a pillow, cushion or your lap. Empty your ashtrays regularly.
A cigarette fire can be particularly dangerous, but fortunately, most of these fires are preventable. If you need fire cleanup due to a house fire, a professional fire restoration company in Bristol, PA, can assist you.
The Interesting World of Mold and Insurance
Mold damage in Pinewood, PA
It's rare that you get to combine two of your favorite topics in one discussion, but here is your opportunity: mold and insurance. Well, maybe not. Nonetheless, as a business owner or property owner it's important that you have an understanding of mold insurance claims. The truth is that insurance companies have not made it easy for a company to submit a successful mold claim. The best course of action is to set aside a couple of hours to speak with your insurance agent about the proper strategy for your situation. This should be done at least once a year to keep you abreast of changes in your business world and the insurance industry.
The Insurance World
When it comes to mold insurance claims, most commercial policies have a thing called a fungus exclusion. The basics of this exclusion limits coverage in the following situations:
- Damage caused by mold and mildew
- Damage caused by dry or wet rot
- Damage caused by bacteria
The basic purpose of this exclusion is to exempt an insurance company from paying out damages and repairs for mold infestations. It is also designed to lessen an insurance company's exposure to expensive liability claims. This change came a number of years ago after a number of highly-publicized settlements for damages associated with mold claims. Even so, under certain specific conditions, the damages from mold and the expenses for repair will be covered.
The Mold World
The good news is that mold itself is not nearly as complicated as mold insurance claims. Plus, the world of mold is much more interesting to most people. If you do find yourself a victim of a mold infestation in Pinewood, PA, the solution is relatively straightforward: call in a professional mold mitigation company. The company will send in an accomplished group of technicians that will take care of any moisture problems, kill and remove the mold and repair any damages to your building. A successful mold remediation makes sure the mold will not grow back in a matter of weeks or months.
4 Steps To Maintaining Fire Sprinklers in Commercial Buildings
Clean your sprinkler's head
Perform The Following 4 Maintenance Procedures
In order to keep your indoor sprinkler system working reliably, you should perform regular sprinkler maintenance. Over time, sprinkler systems can develop problems or begin to malfunction. Since most systems are rarely or never used, problems can go unnoticed. If you ever experience a fire, you need your system to function properly. The best way to ensure that your sprinklers will work as expected is to perform the following four maintenance procedures.
1. Check the Water Pressure
The best laid out system will be useless if it does not have an adequate amount of water coming from the sprinkler heads. Double-check your piping to make sure everything is connected properly and that valves are set to the open position. You can do this yourself, but many companies hire a plumber to check the water pressure on a quarterly basis.
2. Clean the Sprinkler Heads
Over time, dirt, grease, and grime can accumulate over the sprinkler heads. Grease and other debris can create a film over the sprinkler head that stops or impedes the flow of water. For proper sprinkler maintenance, remove the spray nozzles and wash them in a degreasing solution. To avoid clogged sprinkler heads, avoid applying paint over sprinklers heads when painting a room.
3. Ensure Proper Water Flow
Perform a visual inspection of the building to make sure that nothing is in the way of the flow of water. There should not be any tall objects like file cabinets, bookcases, or machinery directly under fire sprinklers.
4. Perform a Professional Inspection
Once a year, you should have a fire service professional do a full inspection of your system. Properly trained experts can check for corrosion with the piping and recalibrate the system if needed.
Proper sprinkler maintenance helps protect your business, property, and employees in the event of a fire. If you have experienced fire damage in Levittown, PA, a professional water remediation company can help get your business restored as quickly as possible.
Top 5 Commercial Flood Insurance FAQs
Purchase now your own flood insurance policy
Study These Top 5 Insurance FAQs
Business owners need to be prepared to handle any type of emergency that they may encounter. One of the best preparedness strategies is ensuring that all of your insurance policies are up to date. While commercial property insurance may cover damage from most natural disasters, you need to purchase a separate flood insurance policy to protect against flood and water damage. Study these top 5 insurance FAQs to help guide you through the process and protect your building in Fairless Hills, PA.
1. What Type of Damage Does Flood Insurance Cover?
This insurance covers water damage caused by any type of flood. This includes overflow from nearby rivers or streams, heavy rains, broken dams, snow melt and all sorts of other scenarios. Most commercial insurance policies consider a flood to be at least two acres of water that covers two separate properties.
2. Are You Required to Purchase Insurance?
If your commercial building is located in a high-risk flood zone, then you are required to purchase the insurance.
3. How Much Coverage Money Can You Get?
Typical insurance policies grant you about $500,000 of coverage for the building, plus another $500,000 for the property inside the building.
4. Does The Insurance Kick In Immediately?
No, it does not. Most insurance policies involve a 30-day waiting period. It's vital that you purchase your insurance as soon as you can, just to be safe.
5. Does The Insurance Policy Cover Mold Damage Too?
This typically is determined on a case-by-case basis. A crew has to determine that the flood itself was responsible for the mold growth. Pre-existing mold problems are not covered.
It's incredibly important that all commercial business owners purchase a flood insurance policy, especially if their building is located in a high-risk flood zone. Water damage can often lead to subsequent issues, and you want to ensure that you aren't paying completely out of pocket to resolve these problems. Contact your local flood remediation experts for more information.
3 Ways To Care for Your Building’s Plumbing
Steps to Care for Your Buildings Plumbing Long-Term
If your business in Croyden, PA, is experiencing plumbing problems, you may be wondering what steps the best plan of action includes. Here are some commonly recommended steps by many experts that may help you care for your buildings plumbing long-term.
1. Work With a Professional
One of the first things you can do to help care for your business property's plumbing is to work with a professional. Whether you're having trouble with drainage, are concerned about the functionality of your water main, or just want a general inspection, a professional has the tools, training and equipment to take care of the job properly. You may also want to talk to them about scheduling regular check-ups for your plumbing system.
2. Have the Plumbing Regularly Inspected
Another way to take care of your business property is to help prevent potential plumbing problems by having a regular inspection. A professional familiar with your business property will know the needs of your plumbing system and be able to efficiently check over and talk to you about needed repairs before water damage becomes a long-term problem. A regular inspection may also allow your plumbing professional to know what is normal for your property and have an idea of what potential problems to keep an eye out for.
3. Take Care of Problems When They Happen
If your business does experienced flooding from a broken pipe, or another type of water damage, it's best to take care of the problem as quickly as possible. Contacting a water damage restoration service, such as SERVPRO, is recommended as this team of professionals can not only look for any related damage, but restore the property as well.
Remember, if your business is experiencing plumbing problems, it may be best to call a professional. Have the property’s water lines, faucets, and other pipes regularly inspected, and if you do experience problems it’s best to take care of it as quickly as possible.
3 Factors To Consider Before Buying a House in a Flood Zone
Flood zone in Dunlap, PA
Consider The Following Factors Before You Close The Deal
Location plays a strong role in the crucial decision of purchasing a house. If you choose to live in Dunlap, PA, you will need to figure out if the area is labeled a flood zone, also known as an area with a strong flooding risk. Consider the following factors before you close the deal.
1. Specific Location Designation
Not all flood-risk areas are the same. The Federal Emergency Management Agency classifies locations based on the possibility and frequency of floods. Areas with lower risk are usually designated the letters B, C, and X, while the places with a higher chance are A or V. However, FEMA designations shift constantly, so you should not panic whenever there is a storm. At the same time, you should prepare even if you live in a low-probability area.
2. Flood Insurance Costs and Benefits
Selecting a house inside a flood zone carries several consequences depending on the severity of the location. Some of the aftermaths involve a higher flood insurance price. This program is usually an addition to regular insurance, but it also covers specific areas like structural and equipment damage. Some insurance companies even require it. Determine the feasibility of the cost by asking your agent for a quote before you continue.
3. Additional Preventative Measures
An insurance plan and emergency restoration services are not the only resources you have to protect your property. There are several preventative measures you can enact to reduce flood damage. Ensure the plumbing and drain systems remain unclogged and have no leaks. Seal walls and other potential openings with waterproof materials. Elevate electrical devices and valuable items to prevent further damage. Use a sump pump to divert floodwater away from the building's basement.
Choosing a new community is a major decision that involves multiple factors, including the possibility of natural disasters. If you are considering living in a flood zone, think about these aspects to make a strong decision.